Apply for a Small Business Loan

How do I know if I would qualify?

The only way to be sure is to apply. Our basic requirements are:

• You must be 18 years of age.
• Your business must be based in N.C.
• Your business should not be involved in adult entertainment, multi-level marketing, real estate speculation, lending, or gambling.
• You should have no unsettled public judgment, bankruptcy, delinquent taxes, and delinquent student loans unless they are on an active payment plan.
• Anyone who owns more than 20 percent of the business must sign on the loan.
• Business must be for-profit.

And, of course, you need to have a sound business idea