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Apply for a Small Business Loan

This is NOT the application for the Disaster Recovery Loans. If you are looking for assistance with a loan for your small business impacted by a declared natural disaster, please visit this page

How do I know if I would qualify?

The only way to be sure is to apply. Our basic requirements are:

  • You must be 18 years of age.
  • Your business must be based in N.C.
  • Your business should not be involved in adult entertainment, multi-level marketing, real estate speculation, lending, or gambling.
  • You should have no unsettled public judgment, bankruptcy, delinquent taxes, and delinquent student loans unless they are on an active payment plan.
  • Anyone who owns more than 20 percent of the business must sign on the loan.
  • Business must be for-profit.

And, of course, you need to have a sound business idea

Apply now

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